Open a Savings Account

Regular Savings

All NWCU members start with a regular savings account.

Tomorrow Savings

Open additional savings accounts for different savings goals.

IRA Savings

Save with the tax benefits* of an IRA.

*Consult a tax professional about the advantages of an IRA.

Level Up Northwest Savings

The more loans you have with NWCU the more you save.

Service Fees and Charges

Open a Checking Account 

• All checking accounts include free eStatements.
• Perks include smartphone check deposits and secure mobile payments through Apple Pay®, Google Pay™ and Samsung Pay®.
• Our Round Up & Save feature rounds up every debit card purchase to the nearest dollar and puts the funds in your savings. Save without a second thought!
• Keep your Northwest Visa® cards safe and secure with CardValet® app—control your card’s access, spending limits, and more!
• Use CardValet® to turn your card on/off and receive on-the-go spending alerts. 

Northwest Checking™

Earn interest when you meet the monthly qualifications.

*To meet the qualifications to earn interest on the Northwest Checking Account, you must meet all monthly qualifications: 1) Ten (10) settled debit card transactions; 2) active enrollment in eStatements. APY or Annual Percentage Yield of 1.00% is limited to the first $100,000.

Northwest Secure™ Checking

Northwest Secure Checking includes all the benefits of Northwest Checking, including the ability to earn 1.00% APY. Plus, you'll get a complete suite of identity theft detection and recovery benefits to protect more than your money for $4.00 per month. 

These features include:

• Proactive ID theft monitoring services
• Identity theft recovery services
• Mobile device protection

See more details or sign in to the nxg|PROTECT site.

Note: MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTION BEFORE THE SERVICES ARE ACTIVE. Proactive Monitoring Services are applicable to individuals age 18 and older who have a valid credit file. Credit Services are provided by TransUnion®, subject to change. The credit score provided may not be consistent with the score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.

Northwest Passage Checking

Northwest Passage Checking gives you all the convenience of a checking account without earning interest. 

Service Fees and Charges

Super Investor's Money Market Account

Keep your savings liquid while earning on your balance.

*You'll earn the Super Investor's Money Market account guaranteed rate of 2.00% APY for the first 3 months that the account is open when you meet the following qualifiers: Open a Super Investor's Money Market by March 31, 2020 with $25,000 or more of money not already deposited at NWCU. After the 3 month period ends, your account will earn the then-current rates of the Super Investor's Money Market account. 

Super Investor's IRA Money Market

The benefits of liquidity with the added tax advantages of an IRA.*

*Consult a tax professional about the possible tax benefits of an IRA.

Service Fees and Charges

Open an Account

Certificates of Deposit

From 90 days to 5 years, our traditional CDs offer a lot of choices. Rates effective as of October 30, 2018.

Variable Rate Add-On CDs

Allows you to "Add-On" at any time, with variable rates to help keep current. Rates effective as of July 9, 2018.

Service Fees and Charges

Save to Win CD—Every $25 deposited gets you an entry for monthly drawings from $25 and quarterly drawings from $100–$5,000.*

*One (1) entry for every $25 increase in the monthly balance for the member in a Qualifying Certificate Account at month's end, with a maximum of ten (10) entries per month, per member.

How It Works:

• Members must be 18 or older and a resident of Save to Win participating states.
• Minimum opening deposit and minimum balance is $25.
• Every $25 deposited counts as an entry for the monthly and quarterly drawings. This can be cumulative and doesn't need to be deposited in exact $25 increments.
• You can deposit as many times as you'd like each month or all at once, but you can only earn 10 drawing entries per month, per member.
• You can make a maximum of one (1) withdrawal during the 12-month period; this will have a $25 fee. Amount withdrawn will affect your entries for the month.
• Any money you win from the prize drawings is yours and will be disbursed into your primary savings account. It may be subject to tax reporting. Fees may reduce earnings on the account.
• Odds of winning depend on number of entries received. Sponsor: Northwest Community Credit Union, PO Box 10607, Eugene, OR 97440.

Call (800) 452-9515 or visit a local branch to open a Save to Win account today.

Service Fees and Charges

IRA Savings

Save with the tax benefits* of an IRA. Rates effective as of July 9, 2018.

Super Investor's IRA Money Market 

The benefits of liquidity with the added tax advantages of an IRA.* Rates effective as of July 9, 2018.

IRA (Traditional & Roth) CDs

The benefits of liquidity with the added tax advantages of an IRA.* Rates effective as of March 1, 2019.

IRA (Traditional & Roth) Variable Rate Add-On CDs

The benefits of liquidity with the added tax advantages of an IRA.* Rates effective as of July 9, 2018.

* Consult a tax professional about the benefits of an IRA.

Call (800) 452-9515 or visit a local branch to open an IRA today. 

Service Fees and Charges

Open an Account 

Youth Share Savings

Open with a minimum deposit of just $1. Once a child has a Youth Savings Account, he or she can choose to participate in our Sprout Savings program™ . (0–17 years)

Youth Northwest Checking

Available for 13- to 17-year-olds with a parent/guardian co-signer.

*To meet the qualifications to earn interest on the Northwest Checking Account, you must meet all monthly qualifications: 1) Ten (10) settled debit card transactions; 2) Active enrollment in eStatements. APY or Annual Percentage Yield of 1.00% is limited to the first $100,000.

Youth Certificates of Deposit (CD)

Open with as little as $100, with unlimited additional deposits for the lifetime of the CD. (0–17 years)

Service Fees and Charges

eBanking

eBanking allows you to do your banking whenever it's convenient for you. You can:

• check your balances
• pay your bills
• transfer money
• set up automatic phone, text, or email alerts
• deposit checks using your mobile device

You can access eBanking through this site or download our mobile app (available for Apple or Android) to do everything from your smartphone or tablet. The mobile app has the added benefit of allowing you to deposit checks by taking a picture with your mobile device. 

Get Started with eBanking

eStatements

Getting your statements online is a smart move. By opting in to eStatements, you:

• may be eligible for additional discounts on certain loans
• keep your statements secure because they'll never get lost or stolen in the mail
• cut down on paper used to print mailed statements

Sign up for eStatements

BillPay

Our eBanking offers you BillPay, which makes sure you'll never miss a bill again! You can pay bills automatically every month or log in and pay them manually. BillPay also allows you to transfer money to friends and family, even if they're not NWCU members. 

Learn How to Use BillPay

Android Pay™, Apple Pay™, and Samsung Pay®

Our mobile pays allow you to set up any NWCU debit or credit card and pay with your mobile device. It's more secure than using your card because mobile pays don't pass your card information to retailers. 

Learn More About Mobile Pays

CardValet®

This handy app allows you to manage any NWCU credit or debit card. You can:

• turn your card on/off
• set spending limits for certain retailers 
• restrict purchases to your geographic location 
• decline purchases and detect fraud earlier 

Learn More About CardValet

Electronic Services Agreement