You work hard for your business. So do we.

No matter whether you’re a one-person powerhouse or you have a fleet of employees, we've got the products and services that fit your business.

Contact our Business Services Team

Savings Account

All business members start with a business savings account. This account is ideal for businesses to set money aside, or as a main account for small businesses that do not need to write checks. For either purpose, your money is working for you.

Min. to Open
Rate Range

$10
Up to 0.10% APY
View rates


Business Money Market Account

The Business Money Market Account’s tiers help maximize your investment dollars. You benefit by keeping your money in a liquid savings account that earns a higher rate.

Min. to Open
Rate Range

$2500
0.10% to 0.37% APY
View rates


Business Certificates of Deposit (CDs)

No matter what size your business, our CDs can fit your savings plan. CDs offer better rates than typical savings accounts, but require an investment of time.

Term Lengths
Min to Open
Rate Range

3–60 months
$500
0.15% to 1.75% APY
View rates
Business Services and Loans Fees and Charges
Business Launch Checking

With no monthly fee and no minimum balance, this account is designed to help save new business owners some of the expense of opening a new business. Business Launch comes with Business eBanking and a free Visa® Debit Card.

Monthly Fee
Min. to Open
Interest*

None
$100
0.00%
View rates


Small Business Checking

If you write fewer than 50 checks in a month, this account is an excellent way to get your small business into checking that pays.

Monthly Fee
Min. to Open
Interest*

$7
Waived if balance is $1,000+
$100
Up to 0.25% APY
View rates


Regular Business Checking

Is your business booming? Forget the sweep; you don't need it at Northwest Community. If your business writes more than 99 checks per month and tends to maintain higher balances, you might consider our regular business checking.

Monthly Fee
Min. to Open
Interest*

$10
Waived if balance is $2,500+
$100
Up to 0.37% APY
View rates
Business Services and Loans Fees and Charges
Lines of Credit

Balance your cash flow needs with this ready source of short-term funds. A line of credit can be unsecured or secured by real estate, a deposit account or a major asset.


Term and Equipment Loans

Term loans help a business purchase items that will eventually pay for themselves. The source of repayment is often generated by increased cash flow from these assets. Our business members commonly use term loans for things like machinery, vehicles, equipment, furniture, fixtures, making leasehold improvements, adding to long-term working capital or expansion and modernization projects.


Commercial Real Estate Loans

We offer very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans. These loans use the property as the required collateral.  Your real estate transaction is unique, so we offer flexible programs. Commercial real estate loans are amortized over a set period of time, up to 25 years, with payments and interest rates fixed for three to five years.

Our loan options will help you purchase:

  • commercial properties
  • rental housing
  • apartment complexes
  • combination business/residential properties
  • land developments
  • or financing construction projects 


Business Credit Cards

Earn points on your everyday business expenses and reward yourself for a job well done! Our Northwest Business Rewards Visa cards feature:

  • No annual fees
  • No balance transfer fees
  • Earn 10,000 bonus points on your first purchase
  • Double points for the first 90 days
  • Authorized users may also redeem reward

Apply for a Business Visa now

Visa Business Disclosure

Retail Profit Systems (RPS) processes all forms of electronic payment transactions faster, more efficiently and less expensively than its competitors. RPS provides its premier services to retailers, restaurants, and service establishments nationwide at very affordable prices.

Available services include:

  • Credit card processing
  • Gift card and loyalty programs
  • Check guarantee and recovery services
  • Point-of-sale systems
  • Service and support

For more information, please call, visit our branches, or submit an inquiry form.

Business members are automatically enrolled in the personal level of eBanking services, but business eBanking has a few extra options:

Feature
eBanking
Business eBanking
Make a loan payment
yes
yes
Order checks
yes
yes
See details and extended account history
yes
yes
Place stop payments
yes
yes
Deposit checks using your smartphone
yes
yes
Shows up in the NWCU mobile app
yes
yes
BillPay
yes
yes
View check images
yes
yes
eStatements
yes
yes
Payroll (ACH)
no
yes
Tiered access for multiple users
no
yes


Enroll in Business eBanking

Give us a call at (800) 452-9515 or email us memberservicecenter@nwcu.com and have this information ready:

  • Business Name
  • Business member number
  • Preferred contact email
  • Physical address of business


Enroll in Payroll (ACH)

To use ACH and payroll services, we may need you to provide financial information to qualify, such as a few years of tax returns or bank statements.

For ACH-related questions (limit increases, additional accounts, etc.) please call Business Services at (800) 452-9515 extension 9517 during the hours of 8 am – 5 pm PST, Monday through Friday. You can also email BusinessServices@nwcu.com.

We make business easy.

Set up your employee direct deposits. 

Contact us to get Started