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Small Business Lending at NWCU

Small businesses are an incredibly important part of our local economies. Northwest Community Credit Union recognizes their contribution to a healthy community, which is why we’ve been working on a small business lending program designed to help our small business members get the money they need for their businesses.

Who Qualifies as a Small Business?

Any business with 2 – 50 employees that’s been operating for at least 2 years is considered a small business. We want to help these businesses grow and achieve their goals.

NWCU’s Small Business Lending Program

Our small business lending program consists of four product suites:

  • Lines of Credit
  • Vehicle Loans
  • Credit Cards
  • Term Loans

Business Lines of Credit

This helps your business balance cash flow needs with a ready source of short-term funds. Our line of credit can be unsecured or secured by equipment, vehicles, business assets, and more.

Apply for a Business Line of Credit Now

Business Vehicles

Buy transportation for your business. Whether you’re moving products, people, or supplies, we’ve got you covered.

Apply for a Business Vehicle Loan Now

Business Credit Cards

A NWCU Business credit card earns you points on your everyday expenses and allows you reward yourself for a job well done! Our card offers:

  • No annual fees
  • No balance transfer fees
  • Earn 10,000 bonus points on your first purchase
  • Double points for the first 90 days
  • 1.5% cash back*
    *Reward will be credit to your Visa balance.

Apply for a Business Credit Card Now

Business Term Loans

From small purchases to large ones, we can build a loan or credit line that fits your company’s specific needs, made with local lending decisions. Our term loans can be unsecured and secured by specialty vehicles, equipment, and more.

Apply for a Business Term Loan Now

How to Apply

We’re here to help you through the small business lending process. If you’ve got questions about what small business loan might be best for you, make an appointment to speak with someone at one of our branches.

If you’re ready to go, apply online at! Here’s what you might need for your application:

  • Proof of Secretary of State filing
  • 1 – 2 years of your most recent business tax returns
  • 1 – 2 years of your personal tax returns
  • YTD income statement
  • Balance sheet
  • Business debt schedule

If you’ve got questions about these items, email us at

All loans subject to approval. Loans are not guaranteed by the Small Business Administration.