Transferring your balance can be a good financial decision and can help you manage your money:

• Consolidate debt
• Save money with a lower rate
• Take a break from paying interest¹

Does one of these make sense for you? If so, we've got a special balance transfer promotion just for you!

Get 0% APR¹ for 12 months on balance transfers to your NWCU credit card completed between January 10, 2024, and March 9, 2024!² That's a whole year without interest!

A few reasons to transfer your balance to NWCU:

• Make up to 5 balance transfers!
• 0% APR¹ for twelve months on balance transfers completed between January 10, 2024, and March 9, 2024.² Your APR may return to a variable APR of 4% to 22.50% after the promotional 0% APR ends.

Get Started

Start your balance transfer by visiting a branch or by filling out the DocuSign form here:

Start the Balance Transfer Process

¹ APR = APR = Annual Percentage Rate. The promotional period will be 0% APR for 12 billing cycles from the date of each transfer. Balance transfers must be completed between January 10, 2024 through March 9, 2024 0% APR applies to balance transfers to your existing NWCU credit card from other cards only; purchases and cash advances will be subject to the credit card’s normal rates. Existing NWCU balances not eligible for promotional rate. Balance transfers to an NWCU credit card cannot exceed the card's available credit.

² Minimum transfer is $500. Limited to 5 balance transfers during the promotional period.

NWCU Visa cards are subject to cash advance fee: the greater of $3.00 or 1.50% of the amount of the advance, foreign transaction fee: 1.00% of each transaction in U.S. dollars, ATM transaction fee: $1.50.