Our Card is All You’ll Need.

Credit cards don’t need to be complicated. Our Visa® cards offer low rates and fewer fees than you’ll find most anywhere else. In addition, our balance transfers have no fees and share the same low rates as purchases, which make these cards a perfect balance transfer option. Learn more about our cards and how they can keep your life and wallet simple.

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Earn 3 points per $1 spent in February!

Learn More About this Special Offer

Compare Our Visa Options

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Northwest Visa

Variable rate based on prime plus a margin determined by your credit score.

Purchase & Cash Advance Rate
Minimum Monthly Payment
7.50% to 17.50% APR
$25 or 2% of balance, whichever is greater


Share Secured Visa

Secured by a savings account.

Purchase & Cash Advance Rate
Minimum Monthly Payment
14.90% Fixed Rate
$20 or 3% of balance, whichever is greater
Visa Disclosures
Member Fees and Charges
Apply Now 
Platinum Northwest Rewards Visa

Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum Monthly Payment
Rewards
9.50% to 18.50% APR
$25 or 2% of balance, whichever is greater
  • 1.5 Rewards Point for every $1 purchase
  • Opening bonus and options for bonus points


Home Equity Rewards Visa - 1st Variable

Great for members who’d like ongoing access to equity with no existing first mortgage. Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum monthly payment
Features
Rewards
As low as 4.50% APR
1% of balance or $125, whichever is greater
  • Up to 100% combined Loan-To-Value
  • Appraisal may be required
  • 10-year draw period
  • Easy access with Visa card
  • Option to Fix rate on balances over $5,000
  • Potential tax benefits*

  • 1.5 Rewards Point for every $1 purchase
  • Opening bonus and options for bonus points

*Talk to a tax professional about potential tax benefits.


Home Equity Rewards Visa - 2nd Variable

For members who’d like ongoing access to equity and have an existing first mortgage. Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum monthly payment
Features
Rewards
As low as 5.00% APR
1% of balance or $125, whichever is greater
  • Up to 100% combined Loan-To-Value
  • Appraisal may be required
  • 10-year draw period
  • Easy access with Visa card
  • Option to Fix rate on balances over $5,000
  • Potential tax benefits*

  • 1.5 Rewards Point for every $1 purchase
  • Opening bonus and options for bonus points

*Talk to a tax professional about potential tax benefits.


Business Rewards Visa

Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum Monthly Payment
Rewards
11.50% to 20.50% APR
$25 or 2% of balance, whichever is greater
  • 1.5 Rewards Point for every $1 purchase
  • Opening bonus and options for bonus points

Details about Visa Rewards Program

Visa Disclosure

Business Visa Disclosure

Home Equity Disclosure

Member Fees and Charges

View your points or redeem them through eBanking or through the online portal. If you haven't logged in before, click "Register" and follow the prompts to set up your profile.

Go to the Northwest Rewards Portal

For questions about points and redemption call (888) 710-1107.


Business Rewards Visa

Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum Monthly Payment
Rewards
11.50% to 20.50% APR
$25 or 2% of balance, whichever is greater
  • 1 Rewards Point for every $1 purchase
  • Opening bonus and opportunities for bonus points

Business Visa Disclosures

Member Fees and Charges
Business Services and Loans Fees and Charges
Apply for a Home Equity Visa Now 


Home Equity Rewards Visa - 1st Variable

Great for members who don't have an existing first mortgage. Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum monthly payment
Features
Rewards
As low as 4.50% APR
1% of balance or $125, whichever is greater
  • Up to 100% combined Loan-To-Value
  • Appraisal may be required
  • 10-year draw period
  • Easy access with Visa card
  • Option to Fix rate on balances over $5,000
  • Potential tax benefits*

  • 1 Rewards Point for every $1 purchase
  • Opening bonus and opportunities for bonus points

*Talk to a tax professional about potential tax benefits.


Home Equity Rewards Visa - 2nd Variable

Great option for members who have an existing first mortgage. Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

Purchase & Cash Advance Rate
Minimum monthly payment
Features
Rewards
As low as 5.00% APR
1% of balance or $125, whichever is greater
  • Up to 100% Combined Loan-To-Value
  • Appraisal may be required
  • 10-year draw period
  • Easy access with Visa card
  • Option to Fix rate on balances over $5,000
  • Potential tax benefits*

  • 1 Rewards Point for every $1 purchase
  • Opening bonus and options for bonus points

*Talk to a tax professional about potential tax benefits.


Home Equity Disclosures

Member Fees and Charges

More Points. More Rewards. More Fun! 

Our New Visa® Rewards Program is Here!

Learn About the Rewards Program