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Paycheck Today Lines of Credit
Our low-cost alternative to payday loan companies
Compare some payday loan programs
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| Program |
Interest (APR) |
Fee to apply |
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NWCU's
Paycheck Today Line of Credit
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18.00%
* |
$15 |
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| The Cash Store |
up to
520% ** |
$20 |
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| Check N' Go |
up to
520% ** |
$20 |
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* Rate quoted as annual percentage rate
(APR), effective
5/1/2008, and
may change without notice. All loans are subject to approval. Additional restrictions
apply. Contact us for more information.
** Source: US Public Research Group,
Consumer Federation of America; numbers based on $100 loan over two-week period.
APR calculation based on their fees.
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Sometimes there's too much month at the end of the paycheck.
Our Paycheck Today Line of Credit may be the fair break you've dreamed of. Whether you
use it to help you out of a bind or to escape the burden of normal payday loans, our goal
is to help you. Unlike the payday loans you'll see on TV, we're not trying to profit on the
people who have nowhere else to borrow. And it costs less than bouncing checks.
Here’s why our Paycheck Today line of credit may be a better choice:
- Fast answer
- Low application fee
- Low APR
- Borrow only what you need, up to $300
- Use this line of credit as needed for up to one year
- May be setup as Overdraft Protection
- No back-to-back schemes
- No checklists
- No post-dated checks required
- Easy access to funds via online, Touch Tone Teller, phone, or in-branch
- An ideal way to improve personal finances
- Helps build a good credit history
- Get your finances on track with the help of
Balance
This loan is for members only, so have your member information ready and
visit a branch to apply.
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