First-time Buyers
Owning a home is the American dream, and we want to help you live that dream.
We build loan programs to fit just about any borrower's dreams. We're home loan
experts and we want to give you the lowest possible rate and excellent, local service.
Click here for today's mortgage rates.
Application
Applying for a mortgage may seem like a huge task, but we work
hard to make it worth your while. We charge no fees to review your mortgage application,
and you can expect a quick response (usually within 24 to 48 hours).
Pre-mortgage counseling
Our staff can help you better understand how credit works. We can also help you work
towards your financial goals to prepare for home ownership. Once you start working with
Northwest Community, you know you’re dealing with a local financial institution you know
and trust.
Program variety
We have a full line of mortgage programs so we can find the best
fit for you. We work with federal programs and we’re VA, FHA and FmHA approved. In fact,
one out of ten of our mortgages go through government loan programs.
Less-than-ideal credit
If you have a rocky credit history, we still want to help. We employ a variety of subprime
programs to help move people in to home ownership—often without the “last chance” rates.
Low down payments
The possibilities are endless. We have the popular 3% down program, but maybe
your needs are more specialized. For example, our 80/15/5 program lets you do a first
and second mortgage loan so you only have to come up with 5% down. We take the time to
find a program that fits almost any budget.
To put us to work for you, contact a mortgage
specialist, visit your local
branch or call 1-800-452-9515.
