Home equity loans
Build a loan to give you the lowest possible payments
Current rates for :
Lower rates and payments could free up more cash for you every month.
Maybe you need a new roof or you'd like to send a kid to college.
If you want the lowest possible loan rate and tax advantages too, consider our home
equity loans. Terms of up to 20-years mean you can custom-build your loan to give
you the lowest possible payments.
Our regular rates are beating many introductory rates.
Many lenders advertise a teaser rate that skyrockets a few months after you start their
loan. With us, whether you want a fixed-rate equity loan or an open line-of-credit,
the loan process is faster and more affordable than most imagine.
Home Equity VISA Cards
We have two VISA Equity cards, so Northwest Community is simply the best place to be
when you want a credit card at the lowest possible rate. These cards have the same
tax advantages and buying power as more traditional equity loans, but you get an incredibly
easy-to-use credit line.
Home Equity VISA Platinum
This card comes with a variable rate that can be as low as prime + 0.0%. And the
credit limit can be as high as $75,000 (up to 80% loan-to-value). Here's a bonus that
comes with the Equity VISA Platinum: we'll cover all your closing costs (except for full
appraisal for those who elect to get one) as long you maintain a $7,500 balance the first
year.
*See a professional about tax advantages. Rates shown are Annual Percentage
Rates (APR). Rates will vary depending on credit condition. All loans are subject to
approval. Regular terms and conditions apply. Rates shown are subject to change without
notice. VISA Home Equity Gold and Platinum card rates are variable. See
Home Equity Gold or
Platinum disclosures for
details. Loan terms available may vary depending on amount borrowed, credit history, or
payment method. Rates shown may be based on auto pay participation. Call or see
branch for details. NWCU is an Equal Opportunity Lender. VISA Equity Platinum card
has a $35 annual fee, and $500 fee if the balance drops below $7,500 during the first year
(to cover the waived closing costs).