Savings Accounts
Whether you're building up a rainy day fund, or you have a future cash purchase in
mind, these accounts can help you reach your goals. Be sure to ask about
Direct Deposit services to help you
automate your savings plan.
Current rates (since
4/1/2008):
 |
Rate |
APY* |
| Regular Share |
|
$0.01 to $99.99
|
0.250%
|
0.25%
|
|
$100 to $999.99
|
0.349%
|
0.35%
|
|
$1,000 +
|
0.449%
|
0.45%
|
|
| Youth Share |
|
$0.01 to $99.99
|
0.250%
|
0.25%
|
|
$100 to $999.99
|
0.349%
|
0.35%
|
|
$1,000 +
|
0.449%
|
0.45%
|
|
| Tomorrow Share |
|
$0.01 to $99.99
|
0.250%
|
0.25%
|
|
$100 to $999.99
|
0.349%
|
0.35%
|
|
$1,000 +
|
0.449%
|
0.45%
|
|
| IRA Traditional and Roth Variable |
0.995%
|
1.00%
|
|
| Pledged Share Account |
0.349%
|
0.35%
|
Regular Savings Accounts
Our regular savings accounts are the cornerstone of a strong financial foundation at the credit union. All members are required to open and maintain this account with a minimum balance of $25. This account must be maintained in order to take advantage of any credit union product or service.
Youth Savings
We have a special savings program, for credit union kids up to 12 years of age, called the
Share Bear Club. This unique program encourages savings habits in our young members. It's a great way for kids to earn some fun prizes while learning the value of saving money.
Tomorrow Accounts
Our tomorrow accounts are the perfect way to keep track of your individual savings goals. Taxes, College, Vacation, and Down Payments are just a few examples.
You can even give each of these accounts a separate name so they are easy to find on your statement.
Individual Retirement Accounts (IRAs), Traditional and Roth
If you're looking for tax advantages, your tax consultant will tell you how to take
advantage of these savings tools. The minimum to open is only $250.
Automated deposit services can really help you be a smart saver--especially if you want to build up a healthy nest egg. There is a maximum amount that can be deposited in a given year, but these accounts typically offer better earnings than you'll find with other savings accounts.
View our Truth in Savings disclosure.
Your savings federally insured to $100,000
National Credit Union Administration, a U.S. Government Agency