Regular and IRA Certificates of Deposit (CDs)
Design a CD to fit your plans. You pick the term and the amount of deposit
(starting at $500 or more). We offer terms from just a few months to several years in
length. Our Certificates are available as IRA types too.
The following rates are effective as of
3/24/2008:
*APY is Annual Percentage Yield. View
our Truth in Savings disclosure for more details about these products.
Your credit union is a great place to build your wealth
Although it only takes $500 to open most Certificates, larger deposit amounts can earn
you higher interest. You can even add dividend earnings to your
checking account during the term. When the Certificate matures, you can choose whether it renews
or if you have specific plans for the final amount. This can be a great way to set aside
money for short-term savings goals.
If you're a first-time saver, you may want to talk to us about opening a
Tomorrow savings account. With a "hands-off" savings
account and Direct Deposit, almost
anyone can save up the minimum $500 (through consistent, automated deposits) to open
a certificate account in just a few months.
When you choose this certificate as an IRA type, it gives you
the benefit of guaranteed dividends, plus the tax advantages of an IRA.
Read more about Individual Retirement Accounts here.
When your IRA Certificate matures, you can transfer it into another IRA vehicle or let it
continue to renew while you work towards retirement.
Ready to open a CD?
Visit a branch near
you to get started or send us a note online if
you have questions. You're also more than welcome to call us at 1-800-452-9515.