Home loans

Buying a home is a decision that will affect your life for years to come. We have a variety of home loan options and we'll help you find the one that's right for you.

These rates are current for , but be sure to ask us about a free rate lock.

Program Rate Origination APR* 30-Yr Fixed* 4.875% 1.0% Fee 5.222 % 15-Yr Fixed* 4.375% 1.0% Fee 4.604 % 30-Yr FHA* 5.000% 1.0% Fee 5.519 % Manufactured* Call for rate 1.5% Fee Call for rate Investment Property* 5.375% 1.0% Fee 5.603 % Land Only* Call for rate 1.0% Fee Call for rate %

*APR = Annual Percentage Rate. Rates and fees will vary depending on the terms of the loan. APR calculation is based on a $100,000.00 loan amount, with a 1.00% loan origination fee (1.50% for manufactured homes), at 80% Loan to Value (75% for Investment Properties) and based on a 740 FICO score. Loan programs are subject to change without notice. Rates are subject to change without notice. Rates/APRs listed are those that are offered to consumers with "good" credit characteristics and terms may vary based on the credit worthiness of the individual. Rates/APR and terms may be affected by the loan's purpose, amount financed, or by the type of property.

**Northwest Community is providing information about the First-Time Home Buyer Tax Credit for general awareness only and not as legal or tax advice. Before you make any decisions, speak with a professional legal or tax consultant to see how this credit would work in your particular situation.