Home equity loans
Harness the power of home equity!
Need money for home improvements, college or just about anything else?
Home equity loans and lines of credit are a great way to get some of the best rates
around for the things that you want and need. Our Home Equity Visa cards even offer you
the conveniece of accessing your home's equity anywhere Visa is accepted.
Current rates for :
 |
| Type of Loan |
Financing |
APR* |
|
Fixed Home Equity Loan |  |
up to
20 Years |
as low as
5.49%
|
|
| Equity Visa Gold |
|
10 Year draw period |
as low as
5.25%
|
|
| Equity Visa Platinum |
|
10 Year draw period |
4.00%
to
9.25%
|
|
 |
We can work with you to design a loan that's right for you. Let us guide you to the
lowest possible loan rates, low payments and tax advantages* too.
Contact us for more information or
apply online here.
Our regular rates are beating many introductory rates.
Many lenders advertise a teaser rate that skyrockets a few months after you start their
loan. With us, whether you want a fixed-rate equity loan or an open line-of-credit,
the loan process is faster and more affordable than most imagine.
Home Equity Visa Cards
We have two Visa Equity cards, so Northwest Community is simply the best place to be
when you want a credit card at the lowest possible rate. These cards have the same
tax advantages and buying power as more traditional equity loans, but you get an incredibly
easy-to-use credit line.
Home Equity Visa Platinum
This card comes with a low variable rate and the credit limit can be as high as
$75,000. We'll also cover your closing costs (except
for full appraisals) as long you maintain a $7,500 balance the first year.
*See a professional about tax advantages.
Rates shown are Annual Percentage Rates (APR). Rates will vary depending on credit
condition, term of loan and payment option. All loans are subject to approval.
Regular terms and conditions apply. Rates shown are subject to change without
notice. Visa Home Equity Gold and Platinum card rates are variable. See
Home Equity Gold or
Platinum disclosures for
details. Loan terms available may vary depending on amount borrowed, credit history, or
payment method. Rates shown may be based on auto pay participation. Call or see
branch for details. NWCU is an Equal Opportunity Lender. Visa Equity Platinum card
has a $35 annual fee, and $500 fee if the balance drops below $7,500 during the first year
(to cover the waived closing costs).